Getting the Ball rolling

It feels good to know that we really are trying to stick to the year long budget we have planned out.  I'm not gonna lie --  this is going to be tough.  We wanted to get the tuition for daycare caught up and then start trying to get ahead by paying every week, one from my paycheck and the other from Johnny's paycheck.  However, I did the math wrong and wound up OVERpaying to catch up and now we are a week and a half ahead, and we are still going to give them more so we don't get behind.  We never know when something is going to come up and having some cushion is a good thing.  We also paid our 2010 property tax and some $13 bill from a bill collector.  I don't even know what it was for, but we paid it so it is now out of our hair.  Currently, we are a little ahead in our budget, but there were some things we calculated incorrectly so we'll keep an eye on it.  It feels good to get some of this stuff paid off.  Today the plan is to catch up on the TV/Internet bill.  I guess the lesson here is to never get behind because it is so hard to catch back up. 

Here is a tip.  We have started taking $20 out of Johnny's paycheck and $10 from mine and setting it aside.  We don't even count that money as part of our paycheck.  That money that we set aside is for emergencies.  We put enough cushion in our yearly budget that taking out that $60 every month and putting it aside will not effect us.