Being as this is a blog, there will be many glances into my own personal finances... remember, this is an adventure we are taking to see how we get out of debt. It's only fair that I share the struggles that are encountered along the way!
No matter how much you double and triple check your budget plan, you can still make mistakes. We aren't any different. Our son's daycare called because his tuition was getting really far behind and they wanted money. We met with the school's supervisor (so to call her) and made a payment plan with her so that way our son would not get kicked out of daycare and then they are still getting their money. The first week we were supposed to pay some money arrived. We quickly realized that the $350 we promised was not going to be able to get paid. My husband miscalculated his paycheck amount (it was only a partial amount because he was on paternal leave) and instead of the $380+ we were expecting, he only got paid $125. After speaking with the supervisor again and signing another payment plan, we are still on a good page, but it is something that I would have preferred to have not happened.
We're currently in a situation where we are barely scraping by. We contacted family services to see if they could help with daycare expenses. We were declined because we "make too much". We don't make enough for daycare and rent. That's not even counting the other bills we have. We plan on requesting a "fair hearing" to get state help. We also got a letter from the state to refill out a form for our food stamps. I'm almost certain they will claim we "make too much" and not give us anymore. If this happens then we will appeal that too. Right now we are finding a way to live off of $80 for two weeks. It will be that way until I return to work from my maternal leave. We know things will get better, but it's just a matter of not getting too worked up when you hit major setbacks.
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